Further
Facts about Frozen Pensions |
ARE YOU FROZEN OR ARE YOU NOT ?
We are only entitled to
what we paid for
Some people, including politicians,
think that all Frozen Pensioners around the world are fighting to get the
full British State Retirement Pension. That is not so; we are only asking
for our full entitlements in accordance with our individual contribution
records.
The amount we can expect depends on the number of years we worked in the UK
and contributed to the National Insurance Fund (NIF), We are not entitled to
the full basic pension unless we contributed throughout our working lives.
All additional pensions such as the State Earnings Related Pension Scheme
(SERPS) are also calculated according to contributions.
Other factors which can affect calculation of your entitlement are more
complex.
Everybody gets the same pension for the same contribution, unless they
decide to retire overseas, in which case their pension may be frozen, If the
pension is frozen, its real value will decrease every year down to 50% or
less of the purchasing power of the pension you would get in an indexed
country.
for example:
Frozen | Indexed |
Canada | USA |
Japan | Germany |
New Zealand | Philippines |
Where is the logic in it ? |
The following is a list of all the Frozen countries
Also see the non frozen countries
European Economic Area Member States
and
Countries with which the UK has a Reciprocal Agreement indexed
annually
Countries where English is an official, or widely spoken, language are shown in Red.
Afghanistan |
Congo, Democratic Republic (Zaire) |
Jordan |
Papua New Guinea |
St Helena & Deps |
Albania |
Cook Islands |
Kenya |
Paraguay |
St Lucia |
Algeria |
Costa Rica |
Kiribati |
Peru |
St Martins |
Andorra |
Cuba |
Kuwait |
|
St Vincent and the Grenadines |
Anguilla |
Djibouti |
Laos |
Qatar |
Sudan |
Antigua |
Dominican Commonwealth (Dominica ) |
Lebanon |
Rebublic Of Georgia |
Surinam |
Argentina |
Dominican Republic |
Lesotho |
Republic Of Armenia |
Swaziland |
Ascension Island |
Ecuador |
Liberia |
Republic Of Azerbaijan |
Syria |
Australia |
Egypt |
Libya |
Republic Of Belarus |
Tahiti |
The Bahamas |
El Salvador |
Macau |
Republic Of Kazakhstan |
Taiwan |
Bahrain |
Ethiopia |
Madagascar |
Republic Of Kyrgyzstan |
Tanzania |
Bangladesh |
Falkland Islands + Deps |
Malawi |
Republic Of Moldovia |
Thailand |
Barbuda |
Faroe Islands |
Malaysia |
Republic Of Turkmenistan |
The Russian Federation |
Belize |
Fiji |
Maldives |
Republic Of Uzbekistan |
Togo |
Benin |
|
Mexico |
Republic Of Yemen |
Tonga |
Bhutan |
The Gambia |
Monaco |
Rwanda |
Tours |
Bolivia |
Ghana |
Montserrat |
|
Trinidad and Tobago |
Botswana |
Greenland |
Morocco |
San Marino |
Tunisia |
Brazil |
Grenada |
Mozambique |
Sarawak |
Turks & Caicos Islands |
Brunei Darussalam |
|
Namibia |
|
Uganda |
Burkina Faso |
Guatemala |
Nepal |
Saudi Arabia |
Ukraine |
Burma |
Guinea |
Nevis, St Kitts Nevis |
Senegal |
Uruguay |
Cambodia (Kampuchea) |
Guyana |
New Caledonia |
Seychelles |
Vanuatu |
Cameroon |
Haiti |
New Zealand |
Sharjah |
Venezuela |
Canada |
Honduras |
Nicaragua |
Sierra Leone |
Vietnam |
Cape Verde Islands |
Hong Kong |
Niger |
Singapore |
Virgin Islands (British) |
Cayman Islands |
India |
Nigeria |
Solomon Islands |
|
Central African Republic |
Indonesia |
Norfolk Island |
Somalia |
Zambia |
Chile |
Iran |
Oman |
South Africa |
Zimbabwe |
China |
Iraq |
Pakistan |
South Korea |
|
Colombia |
Japan |
Panama |
Sri Lanka |
European Economic Area
Member States
Full pension paid and indexed
annually
Austria | Malta |
Belgium | Netherlands |
Bulgaria | Norway |
Cyprus | Poland |
Denmark | Portugal |
Finland | Republic of Estonia |
France | Republic of Latvia |
Germany | Republic of Lithuania |
Gibraltar | Republic of Slovenia |
Greece | Romania |
Hungary | Spain |
Iceland | Sweden |
Ireland | Switzerland |
Italy | The Czech Republic |
Liechtenstein | The Slovak republic |
Luxembourg |
Countries with which the UK has a Reciprocal Agreement
Full pension paid and indexed annually
Alderney | Macedonia |
Barbados | Puerto Rico |
Bermuda | Republic of Bosnia Herzegovina |
French Overseas Departments | Republic of Croatia |
Guam | Sark |
Guernsey | Samoa |
Israel | Serbia & Montenegro |
Jamaica | Turkey |
Jersey | United States of America |
Mauritius | Virgin Islands (USA) |
Philippines |
A Total of 46
unfrozen countries with about 550,000 indexed pensioners uprated annually
plus over 11,000,000 indexed pensioners in the
United
Kingdom
An overall total of nearly 12,000,000
fully indexed.
Compare that with the 500,000 British State pensioners in countries where they are frozen.
50% of them are in Australia.
The facts about frozen pensions
With the compliments of the British Age Pensioner Alliance